5 Signs You Need to Call a Personal Injury Attorney

5 Signs You Need to Call a Personal Injury Attorney

When someone suffers a personal injury in a car accident caused by another driver, he or she is probably wondering whether an attorney is really necessary. Many people think of lawyers as just another expense after a crash, but this is not true. An experienced personal injury attorney is there to fight for your rights and maximize your financial recovery.

 

If you are on the fence about calling a lawyer, here are five signs that say it is a good idea:

 

  1. You have medical and auto repair bills because of the accident

Sometimes you are in a fender bender and all you need is a bit of repair work. Other times, an auto accident causes serious injuries and totals your car. If you are looking at additional medical treatments, such as surgeries, prescriptions, or physical therapy, the total costs from the accident may be more than your health insurance covers. It should not be your responsibility to pay for injuries you did not cause.

 

  1. You do not know how you are going to pay bills not covered by insurance

Most Americans do not have the savings necessary to cover buying a new car while paying unexpected medical bills. Very few people want to negotiate with insurance companies or sue the other driver, but it may be the only way for you to financially recover from the situation.

 

  1. The party at fault does not have auto insurance

When someone else causes a car accident, you are relying on his or her insurance to cover the damage and your injuries. However, despite the law requiring auto insurance, many people drive without the necessary coverage. Whether or not your insurance covers the damages and your injuries depends on your own policy. If you cannot get a settlement from either insurer, you are more likely to need to file a lawsuit.

 

  1. You need help filing insurance claims

Filing an insurance claim in writing can be a tough experience for people who have never done it before. You may not be sure of what to say and what paperwork to include. Additionally, you need to be careful not to admit any fault for the accident or provide more information than necessary.

 

  1. Your insurance claim has been denied

Even if you have managed the situation well without an attorney, having your insurance claim denied can signal it is time for help. Insurance companies have many reasons for denying claims, but it is also possible the insurer has not treated you fairly. Having an attorney by your side when you appeal your claim can ensure the insurance company does not try and take advantage of you.

 

Call The Law Office of Jordan B. Rickards at (732) 297-8200. Mr. Rickards has helped residents of Milltown and New Brunswick, New Jersey for years, and wants to see you back on your feet.

20 Comments

  1. That’s really interesting that a auto accident attorney can help you file your insurance paperwork. I know that friend of mine recently got into an accident and he told me the time required to file the right forms can be daunting. I’ll have to suggest he find a great lawyer to help make the process go smoother. Thanks for the awesome advice and info!

  2. I think it’s very important to make sure you get a personal injury attorney if you’re involved in any kind of case like that. Otherwise you run the risk of not knowing what to do for your case. You wouldn’t want to risk not getting the money you need to heal! Thanks for sharing.

  3. I would hate to get in an accident with another person who does not have insurance. That would just create so many problems. I can see why it would be important to hire an attorney to help in cases such as this. I would have no idea what to do, so I would just leave it to the lawyer!

  4. This is some great information, and I appreciate your point that not being able to pay for all of your bills can be a reason to hire a personal injury attorney. My husband was in an accident, and the insurance isn’t going to cover nearly enough of his medical bills. We’ll definitely look into finding a good personal injury attorney so we can afford them. Thanks for the great post!

  5. It’s very important to make sure that you get a personal injury attorney if you are involved in an accident. That way you can be sure that you get compensated and can pay for the medical bills. It can be pretty hard to do so otherwise! Thanks for sharing.

  6. Lawyers are next to doctors. They save lives everyday! Imagine bashing a company car and also getting injured during the course. Sad is a small word to describe this situation! The wisest decision is to put a call through to an auto accident lawyer straight away. You miss the chance, you lose all!
    Great points you have highlighted Rick!

  7. Thank you for your helpful insights. I appreciate you comment on hiring a personal injury attorney for even medical bills. This will be helpful information for my sister to have, thank you!

  8. I especially like number 3. I see this happen too many times.

  9. It makes sense that we should not have to pay for injuries we did not cause. I have been talking with my sister about hiring a personal injury attorney because of a accident she was recently in and is now having to pay medical bills for. This is great information for me to pass along to her. Hopefully she will understand better a personal injury attorney’s importance, and also the money she could be saving if she hired one!

  10. Wow, I had no idea that many people drive despite the fact that they don’t have auto insurance. If that’s the case, then it sounds like it is really important to check your own policy beforehand, and see if that is covered. If it isn’t, then you might want to find a personal injury attorney before you find yourself in an accident. Then, you don’t have to worry about finding one when you’re stressed and injured!

  11. Thanks for sharing. My aunt was in an accident and the driver was uninsured. I want to make sure she get the help she needs with her injuries. I think I will find her a lawyer.

  12. It makes sense that you would want to get a personal injury attorney. If you have bills that you need to pay because of an accident that wasn’t your fault, then there’s no reason you should pay for them alone. Having an attorney will ensure that you have a voice in court, and that you get the help you deserve.

  13. I really like what you suggested about hiring an attorney to help you file for an insurance claim. My brother was recently in a car accident, and he is going to be filing for an insurance claim. However, he was saying that he’s not sure how to do everything, so I think it would be such a good idea for him to hire a lawyer.

  14. Great information here. I really needed to read this today. Youre a life saver! http://lordandkobrin.com

  15. I like that you point out that one reason to hire a personal injury attorney is if the party at fault doesn’t have insurance. I can see why it would be important to be aware that you can file a lawsuit if the insurance company decide not to cover you. My dad was rear ended last week by a drunk driver. They are still sorting out the claim. But, should the other insurance decide to not to pay, I’ll have to suggest that my dad get an attorney.

  16. In your article, you suggested that if you are looking at additional medical treatments, such as surgeries, prescriptions, or physical therapy, the total costs from the accident may be more than your health insurance covers. Last night my brother called me from the hospital because he was involved in a car accident. I wonder how much negligence needs to be proven in order to secure a positive outcome.

  17. I like how you point out that filing an insurance claim in writing can be a tough experience for people who have never done it before. I’ve never had to file an insurance claim before, and since I was injured in a car accident two days ago, I’m nervous that I will fill it out wrong. I should probably look into hiring a personal injury attorney so that everything is done correctly and I can receive the benefits I deserve. Thanks for sharing.

  18. Perhaps your insurance claim being denied is the first reason why you should call a personal injury attorney. After all, you really need money when you deal with something like an injury. The last thing you want to do is to go broke even though you have insurance. Do you have any other tips about getting a good personal injury lawyer?

  19. I was recently in a car accident that injured me and my car. It makes sense that I would want to hire a personal injury attorney. It would definitely help me pay for my medical and repair bills!

  20. If you get medical or repair bills because of an accident, it’s a good idea that you should get an auto accident attorney. That way you can ensure that you get compensated! This is especially true if the accident wasn’t caused by you.

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